down payment assistance eligibility

GENERAL ELIGIBILITY REQUIREMENTS

INCOME ELIGIBILITY REQUIREMENTS

*All of our programs are based on the Federal Household Median Income for Salt Lake City. If your household income is equal to or less than the limits listed above, you may be eligible for the program.

AMI = Area Median Income 

ADDITIONAL INFORMATION

  1. The borrower must be a first-time homebuyer (has not owned a home in the past three years).

  2. The home must be a single-family residence, owner-occupied, 2 to 4 unit, condo, or townhome.

  3. NeighborWorks Salt Lake does not require a minimum credit score for any of our programs, credit score eligibility is based on the approved lender.

  4. The intake form and loan application must be completed online.

  5. The borrower is required to complete an online homebuyer education class from eHomeAmerica.

APPROVED LENDERS

» Direct Mortgage Corp.

» Fairway Mortgage

» InterCap Lending

» Guaranteed Rate Affinity

» Guild Mortgage (6770 S. 900 E. #300 Midvale, UT 84047)

» KeyBank N.A.

» Security National Mortgage Co.

» Hillcrest Bank

» Mountain America

» Utah Mortgage Loan Corp (488 East 6400 South #300 Salt Lake City, UT 84107)

» RanLife Inc.

» Veritas

» Washington Federal

» Wells Fargo

» PRMI Primary Residential Lending

» New American Funding

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